Founded in 1856, Banque Internationale à Luxembourg (BIL) is the oldest universal bank in the Grand Duchy. Since its creation, it has played an active role in the main phases of the development of the Luxembourg economy. Today, it operates in retail banking, private banking and corporate banking and participates in the capital markets. With more than 2,000 employees, the Bank is present in Luxembourg, Switzerland and China.
A major player in the Luxembourg financial centre and a signatory of the UNEP FI (United Nations Environment Programme Finance Initiative) Principles for Responsible Banking, BIL is committed to building a sustainable economy.

Your goals:

1. Lead, supervise and develop the “Large Corporate Banking” team by promoting a culture of risk cost management and seeking excellence in the work provided.
2. Set clear performance expectations and provide regular feedback to the team and management.
3. Identify training needs and monitor and coordinate the development of team skills.

Your responsibilities:  

• Ensure that credit-related Key Performance Indicators (KPIs), such as monitoring overruns, monitoring annual reviews, etc. are followed without fail.
  As the bank’s first line of defense, implement the zero tolerance policy for overrun management and cost of risk
• Proofread and correct the team’s credit decision sheets and take responsibility for ensuring that the sheets transmitted to BRM, CRM and Steerco meet the quality standards required by the bank.
  Ensure good collaboration with the CRM, BRM and Steerco teams and regularly monitor that recommendations for improvements received are reflected in the files.
• Participate in the implementation of the new commercial strategy adopted in the new five-year plan and promote and ensure the adoption of the commercial strategy within the team in order to achieve the objectives set in terms of revenues, costs, deposit collection, credit production, etc.
• Contribute to product or market development, seek new pockets of growth for the bank in the business lines, ensure operational flows and compliance with procedures.
• Observe competing banks in Luxembourg and abroad, closely monitor developments in financial markets in general as well as trends in the sectors in which our clients are positioned.
• Provide people management and leadership to teams. Define skills development plans through training, support and on-the-job learning. 
  Co-decide on recruitment, rewards, training, work organization, etc.
  Regularly rethink the organization of the line with a view to maximum efficiency and effectiveness.
• Actively participate in decision-making processes for granting credit at the joint powers and CdC level. 
• Act as a role model, provide support and guidance to sales teams in sometimes complex or sensitive cases and actively contribute to the development and acquisition of new customers. 
• Ensure optimal management of credit, operational, compliance and media risks. If necessary, be the contact for the Audit, Compliance, litigation departments, etc.  

Your skills: 

• Holder of a BAC +4/5 in finance, economics, commercial and tax law
• Fluency in French, German, English and Luxembourgish
• Mastery of credit and investment products
• Good knowledge of financial products, balance sheet analysis
• Business transfer, assessments and assistance for start-ups.
• Structured financing
• Word, Excel, Outlook, BLS (eventually Temenos Transact)
• Control of state aid to businesses
• Mastery of regulatory obligations (CSSF and JST) in relation to the business line
• Minimum 7 years of experience in the field and minimum 3 years in team management
• Excellent leadership and communication skills
• Ability to unite
• Ability to interact with key stakeholders internally and externally
• Excellent influencing skills at all levels
• Strong capacity for innovation and change at all levels of the Bank
• Strong interpersonal skills

BIL offers a wide range of stimulating projects and a wide choice of careers. We will help you find the path that best suits your skills and expectations. Your personal development is our priority and we encourage you to get involved as much as possible to make your experience the best it can be.
BIL is convinced that diversity and inclusion contribute to increasing the collective performance of the Bank. We are committed to creating an inclusive culture that encourages the individual development of our employees.

NB: the successful candidate will have to provide an extract from the criminal record (bulletin n°3); dated less than 3 months, in order to guarantee his/her integrity for the position sought, taking into account the confidentiality of the information to be observed in the exercise of his/her function. Other documents will be requested as part of a background check.